Financing with Our Dealership

Principle Toyota in Memphis takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
Start Your Application Today!

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

More About of

Finance & Lease with Confidence in Memphis, TN

The finance and lease process should be enjoyable, yet many other dealers tend to let you do all the work. At Principle Toyota in Memphis, we make it a breeze to get a car loan or get pre-approved for your new lease. Please stop at our dealership today to speak to our finance team or contact us over the phone. Read on to see a brief overview of what we offer.

Your Options

Whether you are considering financing or leasing your next vehicle, we can help you sort through your options. The first thing you should do is check the value of your current vehicle via our trade-in tool. This is easy to do online. Scheduling a test drive online is another great step to take, as you can learn more about your chosen vehicle before you officially begin the finance or lease process.

Shoppers can get pre-approved for a new lease and finance deal using our online forms. Contact our team when you have questions and to learn more about interest rates and any discounts you may qualify for.

Contact Our Finance & Lease Center near Cordova, TN

When it is time to bring home a new or used vehicle, ensure you contact our finance team. We can walk you through all your options and help you get started with a test drive. Get pre-approved online at your convenience, and browse our specials and incentives. We cannot wait to help you bring home your ideal vehicle with a purchase or lease deal. Remember, you are the priority, so do not hesitate to rely on our team today in Memphis, TN.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?


Your privacy is important to us.

Principle Toyota in Memphis takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Principle Toyota in Memphis

    7370 Winchester Road
    Memphis, TN 38125

    • Sales: 901-522-6382
Loading Map...

Get in Touch

  • Contact our Sales Department at: 901-522-6382
  • Monday8:30AM - 7:00PM
  • Tuesday8:30AM - 7:00PM
  • Wednesday8:30AM - 7:00PM
  • Thursday8:30AM - 7:00PM
  • Friday8:30AM - 7:00PM
  • Saturday8:30AM - 6:00PM
  • SundayClosed